How to Establish or Re-Establish Your Credit Rating

1. You have no credit cards or loans – thus no credit rating. 2. You have had financial difficulties and have a less-than-stellar credit history but you want to improve your credit rating. . . . → Read More: How to Establish or Re-Establish Your Credit Rating

Credit Ratings

What is a Credit Rating?

It is a mathematical model which takes all the information reported to the agencies that report your ability to handle credit (basically, how you pay your bills).  This mathematical formula then assigns a score to your credit history which gives the potential lender an idea of your credit worthiness.  It . . . → Read More: Credit Ratings