1. You have no credit cards or loans – thus no credit rating. 2. You have had financial difficulties and have a less-than-stellar credit history but you want to improve your credit rating. . . . → Read More: How to Establish or Re-Establish Your Credit Rating
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What is a Credit Rating?
It is a mathematical model which takes all the information reported to the agencies that report your ability to handle credit (basically, how you pay your bills). This mathematical formula then assigns a score to your credit history which gives the potential lender an idea of your . . . → Read More: Credit Ratings |
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