Truth Test: Prudential TV Commercial on Retirement

Any financial planner will tell this is a nice amount of spending money, but as a retirement fund in the year 2054, it is no way close to being sufficient to retire on. . . . → Read More: Truth Test: Prudential TV Commercial on Retirement

Can We Rely on the CPI Inflation Calculator?

When I was 16 years old and starting to drive my car, a gallon of regular gas where I lived was 24.9 cents. Given that, I can use the CPI Calculator to find out what I should be paying for a gallon of gas now (1965 then, 2014 now) – correct? NO! Why not? . . . → Read More: Can We Rely on the CPI Inflation Calculator?

Simple vs. Compound

You can now see that simple interest benefits the borrower and compound interest benefits the lender. . . . → Read More: Simple vs. Compound

Invest Wisely (Don’t buy that stuff!)

There are several wealth studies out there that state the following:

“The poor buy necessities.”

“The middle class buy things.”

“The upper class buy income.”

What does this mean?

Without judging one group over another, I think it means that the lower income levels spend all or most of their income on housing, clothing and . . . → Read More: Invest Wisely (Don’t buy that stuff!)

Perception, Perception, Perception!

Your perception of wealth will determine your thoughts about wealth and that will lead you to a belief system concerning wealth and that will reveal your wealth reality. If you find yourself dis-liking your wealth reality, then you MUST change your perception about wealth. . . . → Read More: Perception, Perception, Perception!

What price should you pay for a Call Option?

Have you ever asked yourself how to find the best price to pay for a Call Option or do you just rely on your financial broker recommending the right option for you to buy?  If you have ever wondered how to calculate the best price for an option contract, and want to find out, you . . . → Read More: What price should you pay for a Call Option?

Investing in Options – Risk of the Put Option

So – you lost $400 on this investment while the stock value went up $200, this would have been your gain if you would have just purchased the stock outright. . . . → Read More: Investing in Options – Risk of the Put Option

Investing via the Put Option

The reason to buy a put option is based upon your expectation that the price of ABC stock will fall from its current value and it will fall soon. . . . → Read More: Investing via the Put Option

The Downside to the Call Option

I am very much in favor of having positive thoughts and words. Having stated that, one must acknowledge risk and be aware of how to manage it. So – are there risks to buying a call option? Absolutely. . . . → Read More: The Downside to the Call Option

Making Money Using the Call Option

If you need some encouragement, buying Puts and Calls can definitely make more profit for you than if you buy the stock at face value. There is some risk, but you should not be in the equity market if you are afraid of risk. . . . → Read More: Making Money Using the Call Option